It’s common sense to say ‘spend less than you earn’ in order to get ahead, but that’s easier said than done. You may have just bought a house, gone on a holiday or be looking to save money for your wedding. Trying to set some aside while also being able to enjoy it can be difficult, and the older you get the more financial responsibilities you seem to have.
Our team loves helping you to implement debt strategies that will fast-track the reduction of your personal and home loan debts. We can also help you utilise your investment debt wisely so that your investments are working hard for you, instead of eating away at your savings.
To begin, we establish your current financial position and develop a financial plan. We then create a guilt-free budget you can stick to that will assist with debt reduction on an accelerated timeline and also one that will help you achieve your short and long-term goals.
Additionally, we add value by giving you access to our Here Wealth Portal which provides real-time insights into your financial position, and we create annual portfolio snapshots so that you can tangibly measure progress. We'll also schedule in yearly catch-ups so we're always on top of what's changed in your world, revising and updating your debt strategies so that they're always optimised to help you reach financial freedom faster.