Investment Management

Invest in advice, increase your earnings potential.

You have ambitious goals. You know the only way to realise your ideal life is to develop a focused plan outlining the steps you need to take, and the barriers you need to overcome to get there. Your financial world is complex and is getting more so.

You want expert advice, backed by years of experience, to help guide you when making critical decisions about how to maximise your investment earnings.

You want your investments to work hard for you and you want to set yourself up for a comfortable future.

There's a lot of noise in the investment landscape, that's why we're here to bring clarity to your financial and investment world. We assist by developing a plan that will help you increase your earnings potential. One that is based on you, your current financial situation, and one that considers your personal long-term goals.

From creation, development, management and optimisation, we're here to guide you. We know there is no one strategy fit for every situation, that’s why we take the time to look at each of your investments, recommending the right solution to bring you one step closer to the future you envision.

We give you access to our Here Wealth Portal that provides you with real-time insights into your financial position, and we create annual portfolio snapshots so you can tangibly measure progress. Included as part of our service to you, we'll monitor your investments, making sure they're working hard for you.

Plus, we meet with you on an annual basis so we're always on top of what's changed in your financial world, revising your investment plan and advising you on optimisations that will maximise your earnings.

Our Investment Management covers the following areas:

• Cash / Fixed Interest
• Property
• Shares / Equities
• Dollar Cost Averaging
• Savings Plan
• Gearing
• Education Plan
  

Other key information:

At Here, we can also offer you a Managed Discretionary Account (MDA) service. An MDA allows your investment manager (us) to make decisions about your portfolio on your behalf. It’s a way for you to delegate the day-to-day decision making about your investment portfolio to a specialised expert.

An MDA provides many benefits that other services in the market don’t, these include-

• Ideal for High Net Worth Individuals and SMSFs
• Eliminates duplicate costs by integrating investment administration, investment management and advice services
• Improved efficiencies, promoting better outcomes.
  Note: If you wish, we are able to continue notifying you prior to making any changes to your portfolio. We have seen however that over time clients prefer the advantages of the discretion and the ability to move in and out of stocks quickly so as to alleviate any negative portfolio performance.
• MDAs enable Fund Managers to deliver solutions at sharper pricing without compromising portfolio outcomes
• Direct equity solutions, with a lower raw cost and transparency of investments and an ability to control your tax position
• Specialised technology designed to cater for direct investments, unitised structures and sophisticated portfolio modelling capabilities
• Different fee structures available, delivering a “pure” fee-for-service approach
  

Additional benefits include -

• You beneficially own the investments in your Managed Account allowing for full flow through of all dividends and franking credits.
• We can develop a portfolio which reflects the investment objectives
• We can select from six different tax methodologies, choosing one that suits your specific needs